Book now, pay later with interest free* on your next holiday

From airfares, accommodation, tours and land packages, to cruises and travel insurance, now is the time for you to take advantage of the latest deals with The Cruise Centre using Interest Free* provided by HSBC! Available to approved applicants, simply complete an online application at home, get approved, and you’ll be ready to secure an amazing holiday interest free!

To apply online, please click below. You will receive a response immediately on screen as well as emailed to you. 

How Does Interest-Free* Work?

*Interest free means you will not have to pay any interest on the purchase you made during the promotional period of 12 months. You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest-free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.


  • Interest Free terms and conditions apply for 12 months.
  • Minimum purchase amount is $500 and the offer is available every day.
  • An annual card fee of $99 applies.
  • No early repayment fees on your purchase

Elegibilty Requirements:

  • Be over 18
  • Be an Australian Resident
  • Earn a minimum of $20,000 per annum (taxable income)
  • Have a good credit history & not be an undischarged bankrupt

Want to know more?

  • Call us on 1800 428 105 for details on how to apply
  • Check out the terms and conditions below
  • Click here for frequently asked questions

*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available every day. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595